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Your Partners in Finance

Director-led accounting & tax for growing South African businesses.

From books to SARS to CIPC—LO Accountants keeps your business compliant, cash-smart and investor-ready. We serve SMEs, professionals and startups with proactive support, transparent fees and fast turnaround.

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SAIPA Affiliated
Registered Tax Practitioners (SA)
Johannesburg & Sterkspruit
Bookkeeping Services
Turnaround you can plan around
Fixed & transparent pricing

What we do

Full-stack accounting, tax and compliance—end to end.

Everything your business needs to stay compliant and confident with SARS, CIPC and the Department of Labour—plus the monthly numbers leaders need to decide quickly.

Annual Financial Statements

  • Bookkeeping to trial balance
  • Bank & petty cash reconciliations
  • Creditors & debtors reconciliations

Company & Individual Compliance

  • Personal & corporate income tax returns
  • Provisional tax calculations & submission
  • Declared & deemed dividends submissions
  • Monthly VAT, PAYE & UIF submissions
  • Workman’s Compensation (COID) Return of Earnings
  • CIPC annual returns & statutory updates
  • Payroll processing & payslips (IRP5/IT3s & EMP501)

Registrations & Amendments

  • Company registrations with CIPC & SARS
  • VAT, PAYE, UIF & SDL registrations
  • Director changes, conversions & address updates
  • New employee registrations with DoL
  • Personal income tax number registrations

Ad-hoc Tax & Advisory

  • Tax Compliance Status (TCS) Pin applications
  • BEE affidavits (turnover-based)
  • Objections & notices to SARS
  • Tax consultations & advisory
  • Tax directives & company deregistrations

Who we help

SMEs, startups, medical & legal practices, creatives, contractors, non-profits and individual professionals.

Outcomes we drive

  • Clean books & investor-ready packs
  • On-time submissions—no penalties
  • Cash-flow clarity & dashboarding

Tools

Estimate your South African income tax.

Quick, high-level estimate of your personal income tax using the latest SARS tax tables for the 2026 tax year (1 March 2025 – 28 February 2026). Figures are indicative only and assume employment income with standard rebates.

How this calculator works

  • Based on SARS individual tax brackets and rebates.
  • Works from your gross salary (before deductions).
  • Calculates an approximate annual and monthly tax.
  • Shows your estimated net income and average tax rate.

⚠️ This excludes UIF, fringe benefits, medical credits and other complex items. For a full tax review, chat to LO Accountants.

Reference: Income Tax Calculator by TaxTim.

Try it now

We use SARS rebates for your age band and apply them to the tax table before calculating your net income.

Why LO Accountants

Senior attention. SME speed. Zero surprises.

We keep things simple: director-level oversight on every file, digital workflows that save time, and honest pricing you can budget for.

Director-led service

You work directly with our directors, Lona Scwebu, not a call-centre. Complex issues get senior judgement upfront.

Compliance done right

SAIPA affiliated & Registered Tax Practitioners (SA). We file accurately and on time with SARS, CIPC and the Department of Labour.

Transparent fees

Clear scopes and fixed monthly options. No hidden line items. You’ll know exactly what’s covered—and what’s next.

Modern, secure workflow

Cloud-first bookkeeping, e-signing, encrypted document exchange and proactive reminders so deadlines never sneak up.

Two locations, national reach

Johannesburg & Sterkspruit offices with remote support across South Africa. We meet you where you operate.

Made for decision-makers

Monthly packs that highlight what matters: margins, cash runway, liabilities and compliance status—no noise.

Our simple process

Onboard this week. File with confidence this month.

Step 1

Discovery & Scope

Free 20-minute consult to map your entity, gaps and deadlines. We quote a clear scope with timelines.

Step 2

Clean-up & Setup

We bring books to trial balance, align payroll & taxes, register anything outstanding and set up your monthly rhythm.

Step 3

Run & Report

Monthly processing and submissions with crisp management reports and proactive reminders for upcoming events.

Leadership

Meet your senior team

Lona Scwebu – Director, LO Accountants

Lona Scwebu

Director · Professional Accountant (SA)

Email: Lona@loaccountants.co.za · Cell: +27604639186

Johannesburg Office

1005 Roger Brown Street, Riverside View Ext 31, Johannesburg, 2021

Sterkspruit Office

Dontsi Street, Mokhesi Village, Sterkspruit, Eastern Cape, 9762

FAQs

Common questions from new clients

How do you price your services?
For ongoing work we recommend a fixed monthly retainer based on your volume of transactions, payroll headcount and compliance scope. Ad-hoc items can be quoted once-off. You always approve before we proceed.
Can you work fully remote?
Yes. We serve clients nationwide using secure cloud workflows, and can meet in person at our Johannesburg or Sterkspruit offices when needed.
Do you onboard mid-year and clean up backlogs?
Absolutely. We’ll start with a gap-check, bring your records to trial balance, submit outstanding returns and then move you onto the monthly cycle.
Are you accredited?
We are Professional Accountants (SA) and Registered Tax Practitioners (SA). We work with SARS, CIPC, Department of Labour and the Compensation Commissioner daily.

Start here

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